Payday Loans

In reviewing three payday loans websites (actually six, as you’ll see in the next post), I noticed a few things about each site. Honestly, it seems as though each of the sites is a replica of the others, and that’s not a good thing. Maybe they all go to the same institution? But if that were true, why use so many different website domains? The websites look different (well, sorta), but they give basically the same information and encourage the reader to take out a loan if times are tough.

But really, aren’t times always tough? I don’t know; maybe I’m biased. I’ve never taken out any payday loans, so I don’t know how they work, but I’ve been warned that they’re so close to loan sharks that they’re not worth it, even if you’re desperate. There must be another way. Then again, I’ve never heard any good stories about payday loans so I have nothing to which to compare.

Two of the three websites have the same top photo, and they all say roughly the same thing in a different format. “Once you fill out some personal information as well, such as name, address and social security number, you will receive your money either overnight or within 24 hours,” one of the payday loans sites says, and my first thought is: “No! Never, never give out your social security number to someone you don’t trust!” Or, at least, have no way to vet and make sure is a good company and won’t run off with your information.

In fact, all three websites link to the same primary domain name, “”. There is a lot more information about the loan process there and readers can check to make sure their information isn’t just going into a pile of stolen identities. The main website seems more legitimate, but I can’t speak for the authenticity of of the three starter sites.

Viannah E. Duncan

Viannah E. Duncan is a writer and activist hailing originally from Los Angeles. She lives outside of Baltimore, Maryland, and holds an MFA in Creative Writing from Wilkes University. She has a cat, Cleo.

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